Pay all your bills with only your phone number. When we were told this 20 years ago, it was a fantasy. The idea of walking out of home, sans wallet or purse, and paying for coffee, groceries and auto rickshaw online was an infotech marvel. The PayTM story made the marvel a household possibility. One man sat at the draught board and planned the way ahead for completely cashless payments in India.

Vijay Shekhar Sharma, the creator of PayTM, is in the halls of many fames for his achievement that values at USD 16 billion (2020). The PayTM story is about digital payment systems, e-commerce and finance – all available via a virtual wallet to access from a smartphone. It is available in 11 major Indian languages. During the peak of COVID-related lockdown limitations, PayTM proved to be our saving grace. It has also been a boon for the lower economic strata that navigates online payments via PayTM accounts effortlessly.